Lists

Pre-Approved Mailing Lists 

- Live FICO Scores Are The Key to Generating INSTANT Action! 

One way to generate immediate action from your direct mailings is to offer a PRE-APPROVED equity line of credit.  You are basically guaranteeing the recipient that, upon credit verification and debt-to-income validation, you will extend a line of credit, typically $10,000.  You make this offer based on real-time, current financial information at the household level - NOT modeled or 'assumed' data. 

The benefit to the homeowner: no lengthy forms, no waiting, no hassles. 

The benefit to you: you deal exclusively with serious loan candidates.  And if the candidate's full-record credit proves to be different from the criteria you selected on, you don't have to lend the money! 

You'll find that pre-approved mailings can really increase your closing ratio. Here are the many selects you will enjoy with a pre-approved list from MortgageDM: 

- Mortgage on file (or no mortgage on file)
- Length of residence
- High balance mortgage trades
- Aggregate balances of revolving debt
- Home Value
- Revolving aggregate balance amount
- # of open mortgage trades
- Loan to Value 
- # of open mortgage trades with Finance Company
- Aggregate balances of open mortgage trades
- Monthly mortgage payment
- Homeowner flag
- FHA / VA balances
- Exact age
- Income
- Hispanic flag
- Total # of trades
- Bank repo eliminator
- # of derogs
- # of student loans / balances
- Most recent mortgage, by # of months
- Balance of all open trades
- Aggregate balance for installment + revolving debt
- Aggregate balance for mortgage + installment + revolving debt

Also available, at additional cost, are: 
- Phones (where available; SAN # required) - Addl. $20/M
- Hispanic flag - Addl. $12/M
- Homeowner flag (resident homeowner) - Addl. $15/M

PRE-APPROVED MAILING COST:
Your cost per mailing kit is $0.57 per unit, including list, production and postage.  Minimum quantity for a pre-approved mailing is 5,000 units, (sorry - no exceptions). 

PRE-APPROVED LIST ONLY: 
Your cost for the pre-approved list only is $225/M, with a $750 minimum order. 

To download a list of all available credit score attributes, click HERE.

For more information or samples, call us at 1-800-843-8861 (in Nashville call (615) 834-9555), or email us by clicking HERE.